Caribbean Credit Bureau

 

Useful information about creditworthiness

under observance of the

privacy principles of the consumer

 

Caribbean Credit Bureau ("CCB") is a comprehensive consumer credit bureau operating in the Caribbean since 2003, offering positive and negative credit information services to credit institutions and merchants extending credit to consumers.

CCB works closely with the Curaçao Bankers Association and other prominent local institutions such as the Chamber of Commerce and Industry of Curaçao.  CCB's objective is to provide access to reliable and carefully protected consumer information for use by banks and merchants issuing consumer credit.  Caribbean Credit Bureau offers positive (total credit exposure) as well as negative (defaulted credits) information, noting that positive information will only be made accessible to credit institutions that are under supervision of the Central Bank of Curaçao and Sint Maarten.

CCB offers useful information to its members in support of their efforts to reduce consumer credit risk. Equally important, CCB helps to protect consumers of becoming a victim of over-crediting by credit issuing institutions. 

CCB requires that members in Curaçao adhere to the Curaçao privacy laws (Landsverordening Bescherming Persoonsgegevens, AB 2010, 84 -which entered into force on October 1, 2013) and to allow consumers the right to object and to request correction of erroneously registered information.  CCB respects the rights of consumers and is in the process of installing a body (such as an arbitration committee) in Curaçao to give the consumers a formal body to direct themselves to in case of disagreements about privacy of information and relevant procedures surrounding the registration thereof.

In addition to Curaçao, CCB is currently offering its services to Bonaire, and is in discussion with several other jurisdictions in the region that have shown an interest in the services of CCB.

CCB is an associate member of ACCIS (Association of Consumer Credit Information Suppliers). For more information: www.accis.eu 

Caribbean Credit Bureau News

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    July, 1, 2013 - CCB Launches new website..

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    Aug 5, 2013 - CCB upgrades its system platform....

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    Sept 26, 2013 - CCB Selects CipherCloud for Cloud Data Encryption....

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    Oct 25 2013 - CCB joins ACCIS as associate member....

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    Oct 27, 2013 - Privacy Act in Curaçao introduced effective October 1, 2013...

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